Fees and Disclosures


Item*Fee
Account Research:$10.00/hour (1 hr min)
Auto Insurance Lapse:$50.00/month (after 30 days)
Auto Registration Lapse:$50.00/month (after 30 days)
Copy of Draft:$5.00
Credit Union Check:$1.00 (non-member)
Dormant Account:$5.00 (after 2 years)
Early Close Account Fee:$10.00 (before 90 days)
Extra Copy of a Statement:$3.00 (current quarter)
$5.00 (previous quarter)
Gift Card Fee:$3.00
IRA Closing Fee:$5.00
IRA Opening Fee:$13.00
Lien Addition Fee:Varies by state
Loan Modification/Skip Payment: $25.00
Negative Cash Withdrawals:$3.00 each
Notary Service:$3.00 (non-member)
Over 6 Share Withdrawals:**$3.00 each
Over Line of Credit:$10.00
Payment by Credit Card:3% of the payment amount
Property Taxes Not Paid:$50.00 (if not paid by Nov. 30th)
Re-conveyance Fee:$70.00
Replace VISA Cards:1st - Free
2nd - $10
3rd - $25
4th - Management Discretion
Returned Deposit:$10.00
Returned Mail:$5.00
Stop Payment:$15.00
Wire Transfer:$10.00 (domestic)
$35.00 (international)
$50.00 (incorrect wire)
Returned Fee (NSF):Tier: based on amount
Less than $5 = $2 Fee
Less than $15 = $5 Fee
Less than $20 = $15 Fee
Less than $25 = $20 Fee
$25 and greater = $25 Fee
* Federal Family FCU fees and charges are subject to change without notice.** If you need to do more transactions than six (6) per month, we suggest you open a checking account to meet your needs.
Effective 2/19/2016